Terms of Service

Last updated: January 2025

Investment Risk Warning

All investments involve substantial risk of loss. Past performance does not guarantee future results. The value of investments can go down as well as up, and you may not get back the amount you originally invested. You should only invest money you can afford to lose and seek professional financial advice before making investment decisions.

1. Acceptance of Terms

By accessing and using the IO Innovation Fund website ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

IO Innovation Fund provides investment research, market analysis, and educational content related to Southeast Asian financial markets. Our services include:

2.1 Information Only

All content provided is for informational and educational purposes only. Nothing on this website constitutes personalized investment advice, solicitation to buy or sell securities, or a recommendation of any particular investment strategy.

3. Investment Disclaimers and Risk Warnings

Important Investment Information

No Investment Advice: The information provided on this website is not intended as investment advice and should not be relied upon as such. We do not provide personalized investment recommendations.

Risk of Loss: All investments carry the risk of loss. You should never invest money that you cannot afford to lose. The value of investments can fluctuate significantly.

Past Performance: Past performance is not indicative of future results. Historical data should not be used as the sole basis for investment decisions.

Market Volatility: Financial markets can be extremely volatile, especially in emerging markets like Southeast Asia. Prices can change rapidly and unpredictably.

4. User Responsibilities

By using our service, you agree to:

5. Intellectual Property

All content, including but not limited to text, graphics, logos, images, and software, is the property of IO Innovation Fund or its content suppliers and is protected by copyright and other intellectual property laws.

5.1 Limited License

You are granted a limited, non-exclusive license to access and use the website for personal, non-commercial purposes. You may not reproduce, distribute, or create derivative works without written permission.

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information.

7. Limitation of Liability

To the fullest extent permitted by law, IO Innovation Fund shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

8. No Warranties

The service is provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

9. Indemnification

You agree to indemnify and hold harmless IO Innovation Fund from any claims, damages, losses, or expenses arising from your use of the service or violation of these terms.

10. Regulatory Compliance

Users are responsible for ensuring their use of our service complies with applicable laws and regulations in their jurisdiction. Investment regulations vary by country and may restrict access to certain information or services.

10.1 Jurisdiction Restrictions

Our services may not be available in all jurisdictions. Users from restricted jurisdictions should not access or use our services.

11. Third-Party Links and Services

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of third-party sites.

12. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Your continued use of the service constitutes acceptance of the modified terms.

13. Termination

We may terminate or suspend your access to our service at any time, with or without cause or notice. Upon termination, your right to use the service ceases immediately.

14. Governing Law

These terms shall be governed by and construed in accordance with the laws of Singapore, without regard to conflict of law principles.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

Final Disclaimer

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. You also acknowledge the significant risks involved in investing and that you should seek professional financial advice before making any investment decisions.